The ‘D’ in Medicare Part D is for drugs, and the reason that more people will be researching Medicare Part D is because being able to afford needed prescription drugs is often a more pressing concern for people these days. The price of Rx medications just goes up and up and needing to pay entirely OOP (out-of-pocket) for their drugs is simply not doable for ever-greater numbers of Americans now. In that way the existence of Part D Medicare is something of a godsend, as some medications would be entirely unaffordable without Medicare Part D prescription drug plans.

So if you’re asking what Medicare plan covers prescription drugs, you’ve got your answer – it’s Medicare Part D and from there it’s about determining whether or not your medication is covered by the plan and you can have a copay arrangement once you qualify. It’s best if you can be knowledgeable about the different tiers for Medicare drugs plans. There’s a lot to be said for taking generic medication if there is an alternative to the branded version of the drug you’re taking, and Tier 1 will have the lowest copayment and will apply for most generic prescription drugs.  

Tiers 2 and 3 with Medicare Part D prescription drug plans are going to have medium and higher copayments required and often if a generic equivalent of your medication is not available you will need to be in one of these higher tiers. All of this will depend on the plan provider’s medication formulary though, and that leads us to point that out having a Canadian online pharmacy serves as a plan’s pharmacy benefit manager is hugely advantageous in the interest of keeping plan members in Tier 1 as often as possible.  

Get Longer 

Having a mail order pharmacy in Canada like ours handling the sourcing of medications distributed through a plan pretty much sums up what a PBM does. A longer formulary is better, and there are always going to be medications that are added to it only because the pharmacy benefit manager is in Canada. This is even more beneficial if it can be arranged because the of the schedule list for Medicare Part D prescription drug plans in the USA is always changing and having some previously-included drugs being now omitted is something that happens. 

Medication may be prohibitively expensive for so many people in the USA, but there is always the option of having a prescription filled in Canada and then having the pharmacy send the medication to you at your home anywhere in the lower 48. That is going to be the best approach for people who discover their drug is no longer part of their plans’ formulary and confronted by the same ongoing reality of high prescription drug costs in the USA. It’s best if you can find a copay arrangement though Medicare Part D prescription drug plans, but if that’s not possible then ordering drugs from Canada is your second-best bet.